[Major Announcement]

　　Is the winter coming for the mobile phone industry? Xiaomi’s net profit in the first quarter was halved year-on-year

　　After the Hong Kong stock market closed yesterday, Xiaomi Group released its financial report for the first quarter of this year.

　　The data shows that Xiaomi Q1 achieved revenue of 73.35 billion yuan, a year-on-year decrease of 4.6%; The adjusted net profit was 2.859 billion yuan, down 52.9% year-on-year and 36.1% quarter-on-quarter.

　　The gross profit margin in the first quarter was 17.3%, down 1.1% year-on-year and up 0.2% quarter-on-quarter.

　　In Xiaomi’s core mobile phone business, Q1 revenue was 45.76 billion yuan, down 11.1% year-on-year, less than the market expectation of 46.49 billion yuan; Global shipments were 38.5 million units, down 22.1% year-on-year; However, the high-end products of the company continued to advance, and the global smartphone customer unit price reached 1,189 yuan, up 14.1% year-on-year and 3.9% quarter-on-quarter.

　　As for the phenomenon that revenue only fell by 5% and gross profit margin didn’t change much, the company said in its financial report that 425 million yuan was included in the adjusted net profit, which was used for innovative businesses such as electric vehicles.

　　There are no violations in the Indian market, and the relevant departments have lifted the freeze on funds.

　　In the earnings conference call, Wang Xiang, president of Xiaomi Group, said that India is a very important market for Xiaomi, and the company has been the leading local smartphone manufacturer for three consecutive years. From the market point of view, the impact of the epidemic is still there, and India has a high demand for cost performance. The shortage of low-end chips has caused some difficulties to the Indian team and market.

　　According to previous media reports, India claimed that Xiaomi Technology India Pte Ltd was suspected of illegally remitting money to foreign entities, and had seized 725 million US dollars (about 4.8 billion yuan) of assets from Xiaomi’s local bank account.

　　In this regard, Wang Xiang responded that Xiaomi Group is a very legal and compliant enterprise. Taxes and expenditures are carried out in strict accordance with the laws and relevant regulations of the host country, and the data has also been approved by the authorities of the three parties. "Therefore, we believe that there is no violation." "

　　He said that while communicating frankly with the relevant Indian authorities, the company also appealed through legal channels. At present, the relevant departments have lifted the freeze on the company’s 725 million US dollars of funds and will continue to communicate frankly with the Indian side, hoping to reach a consensus.

　　Rush to the hot search! After the ideal, Tucki was also exposed to break the contract with the fresh graduates.

　　On May 19th, Xpeng Motors, a new car-making force, revealed that he was going to join the company after breaking his contract, and he was still a fresh graduate. He once rushed to Weibo to search for the second place. This is the second new energy vehicle enterprise that has been exposed to breaking the contract for school enrollment after LI.

　　According to Sina Science and Technology, a senior student in Guangzhou, Guangdong Province, reported that he was awarded an offer by Xpeng Motors Science and Technology Co., Ltd. through school recruitment last year. Subsequently, an employment agreement was signed with the company. In May this year, the company manpower said that it could not provide jobs because of business adjustment. Wang said that there are more than 20 students who have broken their contracts like him, and the reasons given are various, such as the school is not good, and for example, it is not suitable.

　　Wang said that there are more than 20 students who have been broken up like him. At present, the school recruitment has basically ended, and many students who have broken their contracts can’t find jobs.

　　A number of students who have been terminated have sent messages, and Xpeng Motors will give 5,000 yuan compensation for termination according to the Tripartite Agreement signed with the graduates. Many netizens said that the spring trick has basically ended, and it is really difficult to find a job when the contract is cancelled.

　　At present, Xpeng Motors has not responded to this matter.

　　Haidilao urgently responded to the "customer eating puffer fish poisoning" incident.

　　Recently, a netizen in Chengdu, Sichuan posted that four people from his group participated in the new tasting activity of Haidilao, and were suspected of fugu poisoning, with symptoms such as numbness and dizziness, and related topics quickly rushed to Weibo for hot search.

　　On May 19th, Haidilao responded urgently that the products used in the store were food-grade puffer fish without poisoning risk. After the incident, the stores involved have been investigated. Except for this group of customers, other customers who participated in this puffer fish tasting activity did not report any abnormal situation. According to the hospital laboratory report provided by customers, it is mainly inflammatory reaction, not neurotoxicity.

　　The staff of the Law Enforcement Brigade of the Market Supervision Bureau of Chengdu High-tech Zone said that the incident has been handled, and the specific processing results are temporarily inconvenient to disclose.

　　Haidilao issued a statement saying that the puffer fish series products are exclusively supplied by Zhongyang Group. The artificially cultured puffer fish species, fugu obscurus, has undergone 11 generations of technical improvement and passed the testing of professional institutions for ten years in a row, belonging to food-grade puffer fish without poisoning risk and can be safely eaten.

　　"After receiving customer feedback, the stores involved immediately conducted an investigation. There was no abnormal feedback from other customers except this group of customers in puffer fish tasting activities, and the stores have sealed the tasting ingredients of the day." Haidilao said that the local market supervision bureau went to the store for on-site inspection on May 6 and 19, respectively, to confirm that the relevant product qualifications and inspection reports were complete and no abnormalities were found. Encourage consumers to defend their rights according to law and will fully cooperate with the investigation.

　　Haidilao also said that if there is puffer fish poisoning, it can be detected through the medical test report, and the customer’s medical report shows an inflammatory reaction. In the early morning after the tasting on the evening of May 3, a table of customers said they were unwell, and two of them went to the hospital for examination and treatment. According to the hospital laboratory report provided by customers, it is mainly inflammatory reaction, not neurotoxicity.

　　WHO has listed the KanginoCOVID-19 vaccine in the "Emergency Use List".

　　On the 19th, local time, WHO announced that the adenovirus vector COVID-19 vaccine CONVIDECIA was included in the "emergency use list", which is the 11th COVID-19 vaccine authorized by WHO for emergency use, and it was produced by Kangxinuo () Company of China. The vaccine is a single dose of adenovirus vector COVID-19 vaccine, which can be used for people over 18 years old.

　　Lenovo pushes free browser translation plug-in: real-time translation of movies supports English and Japanese.

　　Reading Japanese and English articles, but also with the help of translation tools, it is more troublesome to encounter videos, and some even have no subtitles. What should I do?

　　Recently, Lenovo launched a voice subtitle plug-in which can be installed in Google browser. It can monitor the sound in the video, support real-time translation and generate movie-level subtitles.

　　The official introduction said: "Chasing British dramas, chasing American dramas, and" raw meat "can’t move? Stay up all night waiting for the press conference but don’t understand? We will help you, support real-time translation and generate movie-level subtitles. The font size can be adjusted, and a variety of font colors can be selected. From then on, there is no pressure to learn English. "

　　In terms of specific operation, when you open the video playback page, this plug-in will prompt you to press the shortcut key CTRL+Q. After opening, a translation interface will be displayed in the page, which can be translated in real time after simple setting. It is reported that the plug-in provides translation in English, Japanese and Chinese.

　　The Q1 revenue of the same journey basically recovered to the pre-epidemic level, but the uncertainty increased in the second quarter.

　　On the evening of May 19th, Tongcheng Travel released its performance report for the first quarter of this year.

　　During the reporting period, the revenue of one-way travel reached 1.72 billion yuan, up 6.5% year-on-year, returning to 96.3% in the same period of 2019; The transaction volume was 32.4 billion yuan, returning to 90.3% in the same period of 2019; The adjusted net profit reached 240 million yuan, a year-on-year decrease of 18%; The adjusted profit margin is 14.3%.

　　According to the same journey, although affected by the epidemic, the bus ticket business grew rapidly. Compared with the same period in 2021, the number of bus tickets increased by more than 170%.

　　It is worth noting that the huge sinking market traffic brought by the WeChat platform has become the key to the profitability of the same journey. During the reporting period, the WeChat applet contributed about 84.1% of the average monthly active users for the same journey; Registered users in non-first-tier cities account for about 87.0% of the total registered users; About 59.8% of the new paying users on the WeChat platform come from domestic third-tier or below cities.

　　However, for the tourism industry, repeated outbreaks began in the second quarter, which generally had a greater impact on the industry. The same journey also admitted that in the second quarter, China was experiencing the most serious epidemic rebound since the first quarter of 2020. In some parts of China, travel activities are stagnant, tourism consumption demand continues to be weak, and the short-term recovery road is full of bumps and uncertainties.

　　Tencent Sports laid off 1/3 employees and cancelled six business groups.

　　On May 19th, Tencent Group announced the adjustment of the organizational structure of the sports business department. The six business groups, namely, basketball operation group, football operation group, comprehensive sports operation group, marketing center, product center/value-added product group, platform R&D center/recommended platform group & platform R&D center/portrait and algorithm group, were all cancelled.

　　According to WeChat official account’s "Sports Big Business" report, Tencent Sports has been abolished by six business groups, with a total number of layoffs of about 100, accounting for 1/3 of the layoffs.

　　Informed sources revealed to the big sports business that the reasons for layoffs can be summarized into three points:

　　First, the number of active users of Tencent Sports APP has not reached expectations;

　　Second, Tencent Sports has invested heavily but has not been able to achieve profitability. However, at the moment when various self-media platforms are popular, it is too low to continue to retain a huge graphic content production team.

　　Third, the domestic sports industry environment has changed dramatically due to the epidemic. The Hangzhou Asian Games, the Chengdu Universiade, the Shantou Asian Youth Games and the 2023 Football Asian Cup have either been postponed or not held in China at all, and there are not enough sports competitions in the short term, which has become the last straw for Tencent Sports to expand the scale of layoffs.

　　However, most of Tencent sports employees who were laid off received N+1 compensation. In addition, business groups with liquidity, such as sports copyright operation group, sports broker, live event group and program group, have escaped temporarily.

　　China Merchants Bank: Appoint Wang Liang as President.

　　China Merchants Bank announced that the Board of Directors held the 40th meeting of the 11th Board of Directors on May 19, 2022, deliberated and adopted the Proposal on Appointing Mr. Wang Liang as the President of China Merchants Bank, and agreed to appoint Wang Liang as the President of China Merchants Bank. The term of office will start from the date when the Bank of China Insurance Regulatory Commission approved his qualification as the president and end on the expiration of the 11th Board of Directors.

　　The share price of Territory Holdings plummeted by more than 80%, and the company responded urgently.

　　On the evening of May 19th, Territorial Holdings responded to its share price crash that day.

　　Territorial Holdings stated that it was not aware of any information that needed to be disclosed to avoid a false market in the company’s securities, or any inside information that was required to be disclosed under Part XIVA of the Securities and Futures Ordinance (Cap. 571).

　　Territorial Holdings stressed that the Group’s operation remained normal and continued to carry out business as usual. The controlling shareholder of the company did not pledge the shares of the company, and there could be no events that led to changes in the company’s control rights.

　　Yesterday, the share price of Hong Kong’s territory holdings plummeted and fell by 83% at the close.

　　[Financial report data]

　　1. Same journey: In the first quarter, the adjusted EBITDA increased by 4.4% year-on-year to 438 million yuan.

　　2. Parkson Group: In the first quarter, the loss attributable to the owners of the company was 30.1 million yuan.

　　[equity change]

　　1.C-LINK SQ: Chairman and Executive Director LingSheng Hwang sold 12 million shares of the company.

　　2. Chizicheng Technology: Liu Chunhe, the chairman, increased his holding of 100,000 shares.

　　3. Fengsheng Holdings: It is planned to place no more than 2.956 billion shares at a discount of 8.26%, and raise a maximum of HK$ 296 million.

　　[M&A for sale]

　　1. Fantasia Holdings: It is planned to sell the residential property development project in Yuecheng District, Shaoxing, Zhejiang Province for 760 million yuan.

　　2. Victory Enterprise: It is planned to acquire the property around the University of Nottingham, UK for HK$ 102 million.

　　[investment operation]

　　1. Lee’s Big Pharmaceutical Factory: NATULAN obtained the drug registration license.

　　2. Fuhong Hanlin: The international multi-center phase III clinical study of Hans-like (Slulizumab injection) combined with chemotherapy and concurrent radiotherapy for the treatment of limited small cell lung cancer completed the first patient administration in China.

　　3 (): The holding subsidiary signed a license agreement for VERI-101, a tumor immune drug.

　　4 (): It is planned to apply for filing and listing of a debt financing plan of no more than 500 million yuan in Beijin Institute.

　　5. National joint resources: We are working hard to explore and develop the freight and logistics industries.

　　6 (): The financial registered capital of COSCO Shipping Group will be increased to 19.5 billion yuan.

　　[Repurchase cancellation]

　　1. AIA: On May 19th, it spent HK$ 162 million to buy back 2.1 million shares.

　　2. JD Health: On May 19th, 655,700 shares were repurchased at a cost of HK$ 30.375 million.

　　3. SMIC: On May 19th, it bought back 4.215 million shares at a cost of HK$ 66.566 million.

　　4 (): On May 19th, it spent 29,581,500 yuan to buy back 349,400 A shares.

　　5 (): On May 19th, 2,694,700 A shares were repurchased at a cost of 10,225,400 yuan.

　　6. ESR: On May 19th, 963,000 shares were repurchased at a cost of HK$ 21.56 million.

　　7 (): On May 19th, it spent 82.93 million yuan to buy back 3.29 million A shares.

　　8. Ketong Core City: On May 19th, it spent HK$ 2.604 million to buy back 1.2 million shares.

　　9. HSBC Holdings: On May 18th, it spent 7.26 million pounds to buy back 1.46 million shares.

　　10. Standard Chartered Group: On May 18th, it bought back 1,182,300 shares at a cost of 6,999,600.

　　11. Guotai Junan International: On May 19th, it spent HK$ 2,186,500 to buy back 2,583,000 shares.

　　[Equity Incentive]

　　1. China Life Group: granted a total of 26 million share options.

　　2. China biopharmaceuticals: The trustee further purchased 9 million shares.

On July 18th, HUAWEI nova 3 new product launch conference was held in Shenzhen Universiade Center. As the global spokesperson of Huawei nova, Jackson Yee witnessed the birth of Huawei nova 3, the third generation flagship mobile phone of Huawei Nova, together with the fans present. Hua Shao, who is known as "China’s first quick talker", served as the host of this new product release, and the relaxed and cheerful interaction brought many highlights to the conference.

At the beginning of the conference, Jackson Yee lit the audience with a hot dance, and then went on stage to make a call for the endorsement mobile phone nova 3, and shared the experience of using HUAWEI nova 3 with Huawei users all over the world. He said that HUAWEI nova 3 mobile phone is both a face value school and a strength school. He not only has a soft spot for primrose gold color matching, but also is very interested in poster-level selfie function.

The conference also released an advertising video of the new HUAWEI nova 3. In the video, Jackson Yee holds a brush and doodles nova in his eyes on a glass drawing board. He highlights the fashion trend and youthful vitality of Huawei’s nova brand with bright color matching and unconstrained creativity. To the surprise of the media present, the last painting of Jackson Yee’s graffiti was the pattern on the invitation letter received before the press conference, which solved the mystery of T-shirt eggs in the invitation letter of the press conference.

At the press conference, He Gang, president of Huawei’s consumer mobile phone product line, presented him with a special gift-a 2-meter-high selfie poster. It is understood that this poster comes from a selfie taken by Qianxi with Huawei nova 3. After the photo was printed into a huge poster, the details of the picture were still clearly visible, which caused the audience to feel that "it is a poster-level selfie phone". Finally, He Gang took a photo with Jackson Yee and all the fans with HUAWEI nova 3, which proved the poster-level selfie effect of this mobile phone.

Jackson Yee, as a representative of the national idol after 00, has great international influence, not only because of his good reputation for humility and hard work, but also because of his high standards and strict demands on himself. He is a rare young strength faction, which coincides with Huawei’s nova brand, which is also a high-profile strength faction.

As an emerging flagship less than three years after its birth, Huawei nova has been committed to creating high-quality, high-value smartphones for young users, and has captured a large number of loyal fans with its strength, and its sales volume has steadily increased to tens of millions. This time, HUAWEI nova 3 has released four color matching versions: Primrose Gold, Light Ai Lan, Bright Black and Blue Tan Zi. No matter which color version has outstanding face value, the configuration of 24 million HD four shots is even more sincere. I believe that with the influence of Jackson Yee, the spokesman, among the young consumers, HUAWEI nova 3 is bound to become a fashion weapon for the younger generation this summer.

　　Wuhan Evening News (Reporter Cindy Wei correspondent Zhang Peng Wang Chen) Fanhu intersection in Wuhan used to be a "frequent visitor" of the top ten congested sections in Wuhan, but this year there is no congestion alarm, because it has become not only able to intelligently perceive the traffic volume, but also can intelligently control the traffic lights, and can be intelligently induced through the variable signal screen. It is called "the smartest intersection in Wuhan".

　　On the 22nd, the reporter learned from Wuhan Traffic Management Bureau that after the renovation of Fanhu Road intersection of Qingnian Road by using the intelligent intersection control system, the saturation of the three entrances in the north, south and northwest of the intersection was reduced by 13% on average, and the queue length was reduced by 12.7% on average, which effectively improved the traffic efficiency of the intersection and ensured the smoothness of the intersection.

　　According to the relevant person in charge of Wuhan Traffic Management Bureau, before the upgrade of wisdom, Fanhu Road intersection of Qingnian Road was the intersection of two expressways, with a peak hour traffic volume of about 10,000. The intersection is 400 meters away from Huaihai Road intersection and less than 800 meters away from Hankou Railway Station. The hoarding capacity of the road section is seriously insufficient, and the intersection often overflows in line. The traffic in the north-south direction of Huaihai Road intersection is over-saturated, and the two intersections are in a state of congestion for a long time.

　　In view of the situation at Fanhu intersection, the traffic control department started the intelligent intersection control system, and changed the road name warning signs, lane separation indication signs and signal lights into variable signal screens. When the traffic monitoring equipment at the intersection finds that the vehicles heading for Hankou Railway Station are overflowing, it will feed back to the signal in time, and adjust and optimize the intersection release scheme in minutes, and adjust the original two left turns and two straight lines of Changqing Road to four straight lines for alternate release, and control the vehicles to bypass and divert through Machangjiao Road and Xinhua Road.

　　When the traffic monitoring equipment finds that the vehicles in the direction from Huaihai Road to Fanhu Road on Youth Road reach the "congestion value", it can adjust the variable lane allocation in real time, optimize the traffic organization scheme and signal timing, and divert the traffic flow at Huaihai Road intersection into the intersecting secondary and branch roads such as Machangjiao Road, Xinhua Road and CBD area roads for bypass and diversion, thus alleviating the pressure on the main line.

　　Not only that, in the past, traffic facilities such as intersection signals, signs and variable lanes were all independent individuals. For intersections with long-term queue congestion, only drivers or on-site police can find them. After feedback to the traffic control department, after on-site investigation, the science and technology department will optimize the timing and the order department will optimize the lane distribution. At the end of the on-site construction, the optimization period will take at least 5-10 working days.

　　After intelligent transformation, the traffic control department set the daily lanes of Fanhu intersection as: left turn, straight line and straight right. When the real-time traffic monitoring system finds that the left-turn queue is too long, adjust the second lane to straight left to increase the left-turn traffic efficiency; If a left-turn vehicle overflows, a temporary ban on left-turn will be taken to avoid hanging at the intersection.

　　In order to let the driver know clearly about the intersection, the traffic control department has set up clear, eye-catching and complete luminous signs at the intersection, so that the driver can clearly know the real-time traffic situation at the intersection ahead. At the same time, Wuhan traffic police also push real-time traffic information of intersections to navigation or car screens through in-depth cooperation with navigation operators and car manufacturers, so that drivers can receive relevant information at the first time.

　　Cctv news On October 7, Guo Ningning, Vice Governor of Fujian Province, and his party went deep into Fuzhou Rural Commercial Bank to investigate and affirm the achievements made by the bank in helping rural revitalization. Previously, at the launching ceremony of Fujian Fucha Net, she awarded the plaque of "Supporting Fucha Net to Build Advanced Units" to Fujian Rural Credit Cooperatives Union, and also encouraged the bank to increase its efforts to support agriculture and benefit farmers and empower Fujian tea industry.

Guo Ningning, Vice Governor of Fujian Province, and his party went deep into Fuzhou Rural Commercial Bank for investigation.

　　With "Fucha. com" as a platform, financial services have been introduced to rural revitalization. Since the beginning of this year, Fujian banks have taken the initiative to support the tea industry in Fujian Province to improve quality and efficiency and increase production and income of tea farmers.

　　Industrial Bank: "Fucha Net-Tea Farmers Loan" Injects "Financial Living Water" into Tea Industry.

　　Some time ago, Mr. Shi from Xiangyang Township, Nan ‘an City, Fujian Province was still worried at home — — Family farms run by themselves need to expand the tea planting area, but the funds for purchasing raw materials such as seeds have not yet been settled.

　　The staff of Quanzhou Branch of Industrial Bank learned about Mr. Shi’s difficulties and recommended the "Fucha Area" on the platform of "Jinfuyun".

　　The corresponding "Fucha Zone" opened on the "Jinfuyun" platform has realized the interconnection with "Fucha.com". After the launch of the special zone, Quanzhou Branch of Industrial Bank specially customized and created "Quancha Loan" products for the enterprises where Fucha.com settled. On this basis, the head office of Industrial Bank launched "Fucha Net-Tea Farmers Loan" in combination with the development of Fujian tea industry, which accurately meets the service needs of Quanzhou tea farmers and injects a "financial living water" into rural revitalization.

　　"My tea products meet the requirements of ‘ Fucha. com-Tea Farmers Loan ’ The application conditions. " Mr. Shi was overjoyed to see the handling conditions of "Fucha Net-Tea Farmer Loan". According to the guidance of the bank staff, he released the online financing demand in the Fucha area of the "Jinfuyun" platform, and Industrial Bank opened a green channel for rural revitalization loans. "Less than 2 hours after submitting the materials, Industrial Bank approved and issued me 300,000 yuan ‘ Fucha. com-Tea Farmers Loan ’ " .

　　Anxi County, Fujian Province, the hometown of Tieguanyin, is famous for its pillar industry, tea industry. However, affected by the local epidemic in Fujian, three tea enterprises located in Longjuan Township, Anxi County have encountered difficulties in their operation.

　　After learning the situation, Anxi Sub-branch of Industrial Bank introduced the characteristic product of Fucha. com "Quancha Loan" created by the bank for tea enterprises according to the capital demand of enterprises. By publishing the financing needs of tea enterprises on "Jinfuyun", Industrial Bank opened a green channel and successfully issued loans totaling 13 million yuan to three enterprises within five working days, thus solving the urgent needs of tea enterprises.

　　Fujian Rural Credit Cooperatives: Broaden the Financing Channels of Tea Industry through "Fucha.com"

　　In order to make good use of the "Fucha. com" platform, under the guidance and support of Fujian Rural Credit Cooperative, Fuzhou Rural Commercial Bank, relying on the platform, actively docked and served first, through communication and cooperation with provincial supply and marketing cooperatives and municipal supply and marketing cooperatives.

　　At the launching ceremony of Fucha.com platform, Fujian Rural Credit Cooperatives Union (referred to as "Fujian Rural Credit Cooperatives") demonstrated the online credit application process of Fucha Loan, and Fuzhou Rural Commercial Bank granted a credit of 2 million yuan to Changle Huangshi Jasmine Professional Cooperative to support the cultivation, production, processing and sales of jasmine tea.

　　"Platform link development, channel empowerment industry". The person in charge of Fuzhou Rural Commercial Bank said that they will follow closely the agricultural industry orientation, continue to implement the digital empowerment tea industry development model of the Provincial Rural Credit Cooperatives, further connect with the "Fucha. com" platform, broaden the financing channels of the tea industry in Fuzhou, empower the innovation of the traditional tea industry, practice inclusive finance and help rural revitalization.

Villagers in Nanyuanling Village, xingtian town, Wuyishan City entertain tourists in their own homestays. (Photo by Liu Lianfen)

　　Fujian Agricultural Bank: Credit more than 1.7 billion to support Ningde to strengthen the tea industry.

　　In July this year, the Department of Agriculture and Rural Affairs of Fujian Province and Fujian Branch of Agricultural Bank of China jointly held a field promotion meeting on "Deepening inclusive finance’s service to help the overall rural revitalization" in Ningde City. At the meeting, Guo Ningning, vice governor of Fujian Province, affirmed the achievements made by inclusive finance in serving rural revitalization and supporting agriculture and supporting small families.

　　She stressed that it is necessary to strengthen the coordination and linkage implementation of policies such as agriculture, finance and finance, build, use and connect platforms such as "Jinfuyun" and "Fucha Net", establish a normalized and long-term docking mechanism between government, banks and enterprises, continuously improve the rural credit system, and embark on a road of financial support for rural revitalization with Fujian characteristics.

　　Agricultural Bank of China Fujian Branch launched the product "Xing Tea Loan" tailored for tea enterprises, tea merchants and tea farmers in the upstream and downstream of Fucha. com’s tea industry chain in the supply chain financial service ecosystem area of Fucha. com platform. Its product interest rate is low, the quota is high and the approval is fast.

　　Based on serving the pillar industry of tea, Fujian Ningde Branch of Agricultural Bank of China innovatively launched the product of "Promoting Tea Loan", deepened the financial service of tea industry, and effectively solved the problem of "expensive financing and difficult guarantee" in the development of local tea industry. At present, the bank supports 17,100 customers in the tea industry with a credit of 1.746 billion yuan and 14,800 customers with a credit of 1.44 billion yuan. (Wei Ju)

Xinhua News Agency, Beijing, December 15th, The Economic Information Daily published an article on December 15th entitled "Domestic tourism revenue in the first three quarters was 3.7 trillion yuan". According to the article, on December 14th, the reporter learned from the series of thematic press conferences on "Opening by Authoritative Authorities" held by the State Council Office that in the first three quarters of this year, domestic tourism reached 3.67 billion person-times, and tourism revenue reached 3.7 trillion yuan, up by 75% and 114% respectively. Residents’ tourism demand has been released in a centralized way, and residents’ travel has increased substantially.

Du Jiang, Vice Minister of Culture and Tourism, said that this year’s tourism market can be described as booming, which not only promoted the expansion of related consumption, but also promoted economic recovery. "Since the beginning of this year, the Ministry of Culture and Tourism has continuously improved the quality of tourism products and innovated the supply of tourism products. We have actively developed new products and formats such as camping tourism, ice and snow tourism, sports tourism, marine tourism, and tourism performing arts, and launched 7 national ski resorts, 22 camps of the third batch of national self-driving caravans 5C and 4C, 13 national sports tourism demonstration bases, the first batch of 24 smart tourism immersive experience new space cultivation pilots, and 40 tourism performing arts boutique projects. "

In addition, the reporter learned that in order to further release the potential of tourism consumption and promote the high-quality development of tourism, the Ministry of Culture and Tourism said that the next step will be to promote cultural and tourism consumption, improve the quality of life of the people and better meet the needs of the people.

"The Ministry of Culture and Tourism promotes the implementation of the’ Domestic Tourism Promotion Plan’, enriches the supply of high-quality tourism products, improves tourism services, regulates the order of the tourism market and creates a tourist destination with quality and temperature. At the same time, we will further promote the in-depth integration of cultural tourism, foster new consumption formats and new modes, promote the construction of a’ small but beautiful’ performing arts space, and innovate and upgrade music festivals, concerts and other products. Promote the healthy development of new formats such as script entertainment and tourism performing arts, and promote the integration of food, performance, sports, health care, Chinese medicine and other fields with tourism. We will also promote a new batch of national cultural and tourism consumption demonstration cities, national tourist resorts, 5A-level scenic spots, national night cultural and tourism consumption gathering areas and a series of brand building. Guide local innovative consumption scenarios, cultivate new formats and consumption patterns, enrich measures to benefit the people, and implement the’ 100 Cities and 100 Districts’ financial support culture and tourism consumption action plan. " Du Jiang said.

It is noteworthy that in terms of optimizing the business environment and maintaining market order, Du Jiang mentioned that the Ministry of Culture and Tourism has continuously relaxed market access, actively innovated supervision methods, created a market-oriented, rule-of-law and international business environment, stimulated the vitality of the cultural and tourism markets, and helped the high-quality development of the industry.

Du Jiang said, on the one hand, the Ministry of Culture and Tourism has relaxed the market access threshold and continuously released policy dividends. The negative list system of market access and the review system of fair competition were fully implemented, a number of administrative examination and approval items were decentralized, and the time limit for examination and approval was reasonably reduced. "In addition, for the new formats of culture and tourism, we adhere to the concept of problem-oriented and inclusive prudence, and introduce inclusive prudential supervision policies for new formats such as script entertainment and e-sports hotels, formulate supervision methods suitable for industry characteristics, set policy transition periods, and create an inclusive, stable and predictable policy environment, leaving enough room for development for new formats."

"Regarding the market order, in the first 11 months of this year, the comprehensive law enforcement agencies of the national cultural market dispatched 9.988 million law enforcement personnel, inspected 3.348 million times and handled 41,000 cases, effectively maintaining the order of the cultural and tourism markets. In the next step, the Ministry of Culture and Tourism will continue to strengthen the comprehensive law enforcement supervision of the cultural and tourism markets, solidly promote a series of law enforcement actions, severely investigate and deal with violations of laws and regulations, and further safeguard the order of the cultural and tourism markets. " Du Jiang said. (Reporter Yuan Xiaokang)

During the Guangzhou Auto Show, many car companies took advantage of this enthusiasm to launch their own annual models, and Toyota came to join in the fun!

Kia EV5

Korean cars: This time, I will take back everything that belongs to me …

It can be seen that in order to return to the peak, Korean cars really took great pains. In the past, Hyundai Tucson and other products frequently changed their models to test the water. Later, Kia drastically cut prices and accelerated the listing of new energy products. For Korean cars, EV5′ s intentions are heavy.

Previously, it was said that the car had predicted the price of EV5, and 150,000 was a big mark. If it exceeded 150,000, it was basically doomed to the fate of the street. After all, BYD Song PLUS was sitting in the town, and no model dared to try and challenge rashly. Sure enough, now EV5 has announced the selling price, starting from 149,800, and the highest version is 174,800. From the pricing point of view, it is quite reasonable, and Korean brands rationally combine the market status and brand position.

Moreover, the sincerity is not limited to this, and the rights and interests package given is also very interesting. For example, the deposit has expanded by 6 times, the life-long free door-to-door service and the boutique package are not mentioned for the time being. Let’s take a look at the 20 kWh/day charging policy and the bonus policy. According to the upper limit, this is equivalent to 2,000 kWh and an additional subsidy of up to 3,000 yuan, which reduces the cost of car use and car purchase again. The three power companies enjoy the 8-year/150,000-kilometer warranty policy and the whole vehicle has a 5-

When it comes to the car itself, is there such a product that is more in line with the mainstream aesthetics and the overall strength is online? The design is unique and recognizable, and the interior also echoes the appearance, taking a simple technical style, and there is also a sub-item that is the battery pack, which is a lithium iron phosphate battery from BYD Foday Power. With the blade battery blessing, reasonable price and good product performance, Kia EV5 should have good sales feedback.

Chuanqi new energy E8

Chuanqi E9 is too expensive? Chuanqi E8, isn’t this coming?

In the field of traditional fuel vehicles, it is difficult for domestic MPV models to go up, and it is difficult to shake the existing market structure and explosion status. However, with the rise of new energy vehicles, it is an opportunity for car companies and consumers. Consumers have more choices and bring better car experience with lower money. Car companies also have room to overtake in corners.

Chuanqi E8 is such a product, which has obvious advantages in intelligent and new energy travel, space and other aspects. Quark electric drive and giant star chassis make Chuanqi E8 have better control performance and support multiple mode switching. It is also equipped with Spirit electronic and electrical architecture of GAC and Qualcomm Snapdragon 8155 chip, which makes it convenient to travel and increase the intelligent experience.

The overall appearance is calm, the front face is fashionable and exquisite, and the interior is simple and generous. The straight lines, combined with the use of different materials, have excellent overall visual effects, rich layering and technology. 2+2+3 flexible layout, with zero-gravity seats, ventilation, heating and massage functions, rich storage space, business and family travel needs can be met.

The strong competitive point of Chuanqi E8 lies in the price, with a wheelbase of 2930mm, a starting price of 209,800, a lifetime three-electricity warranty, and supporting infrastructure installation services such as electric piles. From the perspective of cost performance, the comprehensive strength is balanced, which is worth starting with.

Xing tu xing Ji yuan ES

How to say that sentence, how bold people are, how shocking the slogan is. After the best car within 5 million and 10 million, a "world-class super-comfortable long-life car" appeared, which is the heavy model of Chery, Star Road Star Era ES.

There are many bright spots in Xingyue ES, such as the 800V high-voltage platform, which has a long battery life of over 900km and a battery life of 150km with a wheelbase of 3000mm after charging for 5 minutes. It also comes standard with intelligent air suspension and CDC electromagnetic damping system, 6-piston racing-class calipers, and an integrated die-casting all-aluminum chassis … The official has repeatedly stressed that there are no peers. That is to say, within the same level, ES is the ceiling level in terms of product strength.

Indeed, combined with the highly technical and recognizable exterior design of Star Age ES, as well as the same simple and elegant interior layout with excellent visual effects, the overall visual effects are excellent, and the materials and workmanship, the creation of atmosphere and the embodiment of luxury can all be regarded as intentions and Excellence. It also has 8155 high-pass chip, Lion Melody sound system, 23 speakers and head pillow sound. From the configuration and design, it is not difficult to feel that Star Age ES has made great efforts in the field of comfort.

Combined with the pre-sale price of 248,000 yuan, can Star Age ES go out of the circle and become the first explosion of Star Road? The probability is not great, it may be a little hot in a small range, but it is impossible to become a big explosion like BYD Han. It’s not because the car is not good, but that the price range of 200,000-250,000 in the market has become saturated at this stage, and the demand is so great that many car companies divide up the share of BYD Han and Tesla Model 3. Although Star Age ES does have obvious advantages in comfort, it is unlikely to impress consumers to give up BYD Han, which is cheaper and has higher brand influence. Even if the price of Star Age ES is bound to be lowered after listing, it makes no difference to the result.

Toyota Prado

Sometimes, a short separation is really to meet better, just like Toyota Prado, which had a short exit before, but now it has returned to the consumer’s field of vision with a brand-new attitude.

At Guangzhou Auto Show, FAW Toyota Prado ushered in its debut, which was built on the platform of TNGA-F. Compared with the old models, the length, width and wheelbase of FAW Toyota Prado have been significantly changed, but the height of FAW Toyota Prado has been reduced compared with the old models for design reasons, but the change of 3 cm will not have a great impact on the car experience.

The new car will be equipped with a combination of 2.4T four-cylinder engine and I-Force Max light mixing system, and the maximum power and peak torque are obviously improved, with the peak torque reaching 630 Nm, and the ground clearance is also increased, bringing better passability. Prado is still the same Prado, but it is not the same Prado. The appearance changes are also significant. The overall shape and lines are more tough, which enhances the presence of the wheel eyebrows and the front surround, but the details such as the body are more refined and attractive. The interior also enhances the texture and technological experience. The overall product strength has been significantly improved, which is more in line with the aesthetics of the current auto market. It will be listed in June next year, and the current circulating price will be around 450,000. A generation’s dream car is back. When the time comes, should we choose a cheap tank or pay for our feelings?

Extreme krypton 007

Guangzhou Auto Show also brought its own heavy new products, and it is also its fourth model-Extreme Krypton 007.

Krypton brand is a little niche in positioning, and its sports appearance and performance-oriented products show that it is for young people. Extreme Krypton 007 positioning pure electric medium-sized car, based on the vast architecture platform of SEA, continues the consistent style of extreme Krypton brand, with low body and strong coupe style, and details such as headlights and hidden door handles all show its pure electric identity, rounded and full body lines are very powerful, and it also highlights its good performance.

The wheelbase has reached 2928mm, which is also brilliant in the field of B-class cars. With the weight ratio of 50/50 and the high-performance electric drive system of SiC silicon carbide, the single motor version has a 310kW drive motor, which is comparable to the performance version of Tesla Model 3, with a zero-acceleration of 5.4S, while the four-wheel drive version can run into 3 s. In terms of performance and control, it can be believed that it is extremely embarrassing. The endurance is also not downwind. The comprehensive endurance of the standard version of CLTC can reach 688km, and the ultra-long endurance version can reach 870km, which is faster and more economical.

At present, the pre-sale price of Krypton 007 is 229,000 yuan, which has certain advantages compared with Model 3, but it is still slightly passive compared with BYD Han and other models. However, its own Krypton brand is positioned as a niche, and the demand for niche is placed in the mass production market, which may surprise us.

Because of the impact of epidemic and economic transformation, the population of third- and fourth -tier cities is flowing. Many of these migrant workers who returned from Shanghai, Shenzhen and other places are highly educated groups. In the golden area of ??third- and fourth -tier cities, they purchased houses in the "rich area", not only high -quality school district houses, but also supporting and greening are comparable to high -end houses in large cities. The houses in these high -end communities have risen first. Compared with other communities, the "hot island" effect appears, which is a lot higher than the surrounding house prices.

First, return home to snap up high -end houses

Many people who return home sell houses in big cities and buy a high -end house in their hometown. They can take their parents to live together. If you go back to the outside, you will have a place to settle in your hometown. Someone was affected by the mortgage of large cities. A loan of millions of dollars in a house made their lives and work suffer a lot of pressure. Buy a house in his hometown, and there are still funds in your hand to start a business or use it for daily life.

Second, the family replacement school house of the provident fund loan

Most families with provident fund loans are groups with stable income. Now many cities have increased the amount of provident fund loans and reduced down payment. They can buy a high -end house with a small amount of down payment. People who lived in the old town or high -rise houses were currently replacing high -quality school district houses. Therefore, high -end communities in third- and fourth -tier cities have recovered and rose against the trend, forming a sharp contrast with the surrounding second -hand housing.

Third, the scarcity of resources and the superiority of the location

Most of the "rich people areas" in third- and fourth -tier cities are mature communities built by large -scale housing companies that have been stationed before. From design style to supporting facilities are first -class. Now, many large real estate companies are far from the third and fourth -tier property market. It is difficult for local small development companies to have such a large handwriting, so it is particularly popular. The "rich area" is not only high in house prices, but also the local group is also rich or expensive in the local area. Therefore, house prices do not worry about selling the road.

From the trend of the property market this year, it can be seen that the rise and fall of the same city is blurred. So many favorable introduction, most of the property market is still not shocked. There are three changes:

01, the population continues to flow, but the house price is very strong

The phenomenon of the population of third- and fourth -tier cities is very common, and most of them are going out to make a living. If you say that Anjia Real Estate, you will choose to return to his hometown to buy a building. After all, house prices in large cities are high, living costs and housing costs are also high, and they can’t afford it. Therefore, many people will come to buy a neighborhood with good money outside. After all, Ye Luo will be rooted in the future, and now he will be filial to pick up his parents to life in the city.

02, interest rates have been reduced sharply, but most people do not buy a house anymore

Recently, with the introduction of the measures and interest rates, although the property market has stabilized and selling the building without panic, the transaction is still unconventional. Many third- and fourth -tier cities have no imagination scenes, and buyers are silent. Many families already have plans to buy a house, and the down payment can be available, but they are still watching and waiting. High -end communities are relatively hot, many people can’t afford it, housing prices in other areas are also falling, and few people buy it.

03, the vacancy rate increases, but the speculators do not throw the house

At present, the vacancy rate of third- and fourth -tier cities has increased by up to 30%. Many families have unstable income because of the high cost of housing. Therefore, when they return to the countryside, the house cannot be sold. There are also couples who work in the field. The speculators and groups of real estate have good housing in their hands, do not rent nor sold, and have no throwing house. Perhaps there are fantasies about the future property market.

#270,000 elderly golden cases open##

The truth of this fact is that from 2009 to 2015, the old lady of Shanghai, Qian Mou, would abandon the husband who lost his ability to take care of his self -care in the hospital after paying some medical expenses during the hospitalization treatment, until the husband died alone. After the death of her husband, Qian still refused to go through the relevant procedures, and at the same time, he took the husband’s pension and accounted for himself.

On June 9, 2021, a case of fraud and abandonment of Qian, a public prosecution of the People’s Procuratorate of Minhang District, Shanghai, was held in the Minhang District People’s Court.

The truth of the case is very clear.

Some people think that pensions are in the country, and the national Tang monk meat, all Chinese citizens can eat, all of which are desirable. Therefore, it is not believed that the old lady of Shanghai Qian Mou is a criminal act. This view is particularly popular in the small and fresh meat little beauties. Because the little fresh meat and the little beauty thinks that farmers are reasonable to eat white food, everyone can not pay a penny social security, and they can be sits to share the social security provers for decades.

However, the understanding of farmers is extreme errors.

In the basic composition of pensions, all pensions of social insurance forms should belong to the private property of citizens who pay social security, and they are not owned by the whole society. In the basic pension of the national welfare form, [also known as the pension subsidy], that is, the country’s money from the city taxpayer to the farmer, the other social benefits that belong to the country to the farmers to the elderly.

Compared with the former, although it is also called pension, it is actually very different in nature. That is to say, the essence of social maintenance money is the private property of citizens who pay social security. They use their labor income to take out a part of their salary every month to invest in their future pensions, like bank savings. But more advanced than banks, these social property from citizens is managed by the state and has absolute security and insurance stability. The basic pension [also known as the pension subsidy for white hair to the farmers], the source of funds is not the citizen of the social security, but from the city’s hundreds of millions of taxpayers. Do not bear the tax responsibilities and obligations that every citizen should have, and the one billion farmers have no longer contributed a penny to the national fiscal tax for seventeen years. Therefore, these money -sweats from urban taxpayers have been distributed to farmers through the hands of the country. The money does not have the nature of private property, but has a social welfare nature.

Understanding the above principles, I understand that the old lady of Shanghai, Qian Mou, led her died of more than 270,000 yuan. The violent object was the private property of all social security citizens.

Similarly, those who do not pay a penny for social security, and those who have to pay the social security persons for decades of social security people are divided by farmers, which are those who eat white food selfish little fresh meat and little beauty. In fact Criminal behavior, they are public robbery, because their violations are the private property of the whole society who has paid social security for decades. But it is terrible that some people have committed guilty and do not know sin. Zhen Zhen has words that he is the savior of the peasant. He has called for robbery and plundering under the banner of speaking for farmers. As criminals, they have gone far enough on the road of illegal.

These pension articles videos are full of headlines. This fully shows that a large number of cyber criminals are active on the media network. They attempted to learn ancient bandits and live on the wealth of others by robbing others.

The opening of the old lady in Shanghai should let the small and fresh meat and little beauties who advocated robbery to calm the rational and rational girls. Please do not go further and further on the road of crime.

Wild fishing, you can’t catch big fish, do you make the same mistake?

Everyone basically knows what wild fishing is. The simple understanding is that in addition to artificial cultivation ponds, we can fish in the water in the natural environment. We collectively referred to as wild fishing.

Although wild fishing is better in environmental and quality than artificial breeding. Perhaps it tastes much better in taste.

However, because of the wide area, the density of the fish is relatively poor, and the hook rate is far less than that of the pond.

Therefore, wild fishing wants to catch big fish in the rare environment of its own fish, so we must pay attention to the following points:

Share with everyone here, I hope to help fishermen.

The fish in the wild is more vigilant than the home -raising fish. After all, the alert fish with low vigilance has been fishing.

With a little movement around, the fish will be scared away, and the courage is particularly small.

So, if we want to catch big fish, we must stay away from the crowd, traffic, and find a place with less noise or no noise.

Set your phone to mute, and speak softly to speak, maintain a certain silence, and use tools when making nests, such as the nesting device.

Some fishermen are in the mood of being eager to catch fish in order to miss any wind and grass, and adjust their sensitivity high.

But knowing that you ca n’t eat hot tofu, in fact, this is a do not lose money. It is because it is too sensitive. If you just move, you will mistake you to think that there is a fish hook, which will cause frequent rods. This will definitely affect fishing. It will definitely affect fishing. Caused fish to be counterproductive, so sometimes it cannot be tuned too sensitive.

In order to make the effect of the fish attracting the fish, most fishermen will add some atomized materials to the bait.

Make the atomization more three -dimensional and highlight. In fact, there is no problem with fishing fish in this way. If it is used to catch big fish, it will have some effects.

Because the effect of atomization has increased, there are more small miscellaneous fish, and the bait is eaten by the small fish, and the big fish will not come over.

When the fish speaks, it is difficult to know. Some people with acute children will constantly change bait and want the fish to eat.

There is a problem. If you keep changing the bait, it will cause the fish to be vigilant. The fish is not stupid. If you change it, it will cause the fish to not speak, and the big fish will not be available. Try to avoid using this type. The bait.

In order to avoid this situation, we can spray a few times when we bait.

Because Qi Muyu is very rich in lure fish.

Especially in freshwater fish, many hormones, fish steroids, and multiple vitamins are added with freshwater fish. After the fish smells the taste, it will appetite and increase appetite.

Even when the fish itself is not hungry, the fish will have the desire to eat.

There is also a very good role in leaving fish. This taste will be kept in the water for a long time, and it will not disperse.

It can effectively attract big fish and improve the hit rate.

No matter what bait you use, it is more taboo to change frequently, raising the pole.

However, in terms of cost -effectiveness or quality, Qi Mu high -carbon pole fishing. Will reduce a certain loss for you.

Qi Mu’s high carbon pole is really friendly to fishing friends. Material is made of high -tonnage carbon cloth. It holds lighter in hand, has a good waist strength, and is not easy to break.

I don’t lose the brand in my hand, even if it is fishing for a day, it won’t be tired. Whether the big fish or the small fish can catch it in seconds.

Qi Mu’s high carbon pole belongs to a comprehensive rod of 28, which can adapt to a variety of venues, light texture, easy to carry, fashionable appearance, and basically cannot run after the fish hooks. It is a good fishing rod.

The above -mentioned precautions must be clearly understood. These issues will have more chances of making mistakes in novices. As for some fishermen who live in fishing ground for a long time, they can be used as a reference. After all, everyone’s habits are different. Make copy, randomly strain according to the actual situation.

Also, as a fellow fishing fellow, we should remember mistakes and change flexibly. We should do fishing for fishing.

After we get a big harvest, we can release some, instead of taking away all the brains. This will not only destroy the ecological environment, but also affect the harvest of fishing in the future.

Everyone can be able to release appropriately, so I think every harvest can be rich.

The most important point is that we must take away the garbage when we fish, because everyone is responsible for the environment.

During fishing, garbage everywhere will also affect our mood and the harvest of fishing.

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