[Fujian Finance Empowers Tea Industry] "Fucha Net" and "Jinfuyun" are interconnected.
Cctv news On October 7, Guo Ningning, Vice Governor of Fujian Province, and his party went deep into Fuzhou Rural Commercial Bank to investigate and affirm the achievements made by the bank in helping rural revitalization. Previously, at the launching ceremony of Fujian Fucha Net, she awarded the plaque of "Supporting Fucha Net to Build Advanced Units" to Fujian Rural Credit Cooperatives Union, and also encouraged the bank to increase its efforts to support agriculture and benefit farmers and empower Fujian tea industry.
Guo Ningning, Vice Governor of Fujian Province, and his party went deep into Fuzhou Rural Commercial Bank for investigation.
With "Fucha. com" as a platform, financial services have been introduced to rural revitalization. Since the beginning of this year, Fujian banks have taken the initiative to support the tea industry in Fujian Province to improve quality and efficiency and increase production and income of tea farmers.
Industrial Bank: "Fucha Net-Tea Farmers Loan" Injects "Financial Living Water" into Tea Industry.
Some time ago, Mr. Shi from Xiangyang Township, Nan ‘an City, Fujian Province was still worried at home — — Family farms run by themselves need to expand the tea planting area, but the funds for purchasing raw materials such as seeds have not yet been settled.
The staff of Quanzhou Branch of Industrial Bank learned about Mr. Shi’s difficulties and recommended the "Fucha Area" on the platform of "Jinfuyun".
The corresponding "Fucha Zone" opened on the "Jinfuyun" platform has realized the interconnection with "Fucha.com". After the launch of the special zone, Quanzhou Branch of Industrial Bank specially customized and created "Quancha Loan" products for the enterprises where Fucha.com settled. On this basis, the head office of Industrial Bank launched "Fucha Net-Tea Farmers Loan" in combination with the development of Fujian tea industry, which accurately meets the service needs of Quanzhou tea farmers and injects a "financial living water" into rural revitalization.
"My tea products meet the requirements of ‘ Fucha. com-Tea Farmers Loan ’ The application conditions. " Mr. Shi was overjoyed to see the handling conditions of "Fucha Net-Tea Farmer Loan". According to the guidance of the bank staff, he released the online financing demand in the Fucha area of the "Jinfuyun" platform, and Industrial Bank opened a green channel for rural revitalization loans. "Less than 2 hours after submitting the materials, Industrial Bank approved and issued me 300,000 yuan ‘ Fucha. com-Tea Farmers Loan ’ " .
Anxi County, Fujian Province, the hometown of Tieguanyin, is famous for its pillar industry, tea industry. However, affected by the local epidemic in Fujian, three tea enterprises located in Longjuan Township, Anxi County have encountered difficulties in their operation.
After learning the situation, Anxi Sub-branch of Industrial Bank introduced the characteristic product of Fucha. com "Quancha Loan" created by the bank for tea enterprises according to the capital demand of enterprises. By publishing the financing needs of tea enterprises on "Jinfuyun", Industrial Bank opened a green channel and successfully issued loans totaling 13 million yuan to three enterprises within five working days, thus solving the urgent needs of tea enterprises.
Fujian Rural Credit Cooperatives: Broaden the Financing Channels of Tea Industry through "Fucha.com"
In order to make good use of the "Fucha. com" platform, under the guidance and support of Fujian Rural Credit Cooperative, Fuzhou Rural Commercial Bank, relying on the platform, actively docked and served first, through communication and cooperation with provincial supply and marketing cooperatives and municipal supply and marketing cooperatives.
At the launching ceremony of Fucha.com platform, Fujian Rural Credit Cooperatives Union (referred to as "Fujian Rural Credit Cooperatives") demonstrated the online credit application process of Fucha Loan, and Fuzhou Rural Commercial Bank granted a credit of 2 million yuan to Changle Huangshi Jasmine Professional Cooperative to support the cultivation, production, processing and sales of jasmine tea.
"Platform link development, channel empowerment industry". The person in charge of Fuzhou Rural Commercial Bank said that they will follow closely the agricultural industry orientation, continue to implement the digital empowerment tea industry development model of the Provincial Rural Credit Cooperatives, further connect with the "Fucha. com" platform, broaden the financing channels of the tea industry in Fuzhou, empower the innovation of the traditional tea industry, practice inclusive finance and help rural revitalization.
Villagers in Nanyuanling Village, xingtian town, Wuyishan City entertain tourists in their own homestays. (Photo by Liu Lianfen)
Fujian Agricultural Bank: Credit more than 1.7 billion to support Ningde to strengthen the tea industry.
In July this year, the Department of Agriculture and Rural Affairs of Fujian Province and Fujian Branch of Agricultural Bank of China jointly held a field promotion meeting on "Deepening inclusive finance’s service to help the overall rural revitalization" in Ningde City. At the meeting, Guo Ningning, vice governor of Fujian Province, affirmed the achievements made by inclusive finance in serving rural revitalization and supporting agriculture and supporting small families.
She stressed that it is necessary to strengthen the coordination and linkage implementation of policies such as agriculture, finance and finance, build, use and connect platforms such as "Jinfuyun" and "Fucha Net", establish a normalized and long-term docking mechanism between government, banks and enterprises, continuously improve the rural credit system, and embark on a road of financial support for rural revitalization with Fujian characteristics.
Agricultural Bank of China Fujian Branch launched the product "Xing Tea Loan" tailored for tea enterprises, tea merchants and tea farmers in the upstream and downstream of Fucha. com’s tea industry chain in the supply chain financial service ecosystem area of Fucha. com platform. Its product interest rate is low, the quota is high and the approval is fast.
Based on serving the pillar industry of tea, Fujian Ningde Branch of Agricultural Bank of China innovatively launched the product of "Promoting Tea Loan", deepened the financial service of tea industry, and effectively solved the problem of "expensive financing and difficult guarantee" in the development of local tea industry. At present, the bank supports 17,100 customers in the tea industry with a credit of 1.746 billion yuan and 14,800 customers with a credit of 1.44 billion yuan. (Wei Ju)